Funding to Support Free-to-Client Debt Advice Sector in England

The Money and Pensions Service (MaPS) has launched the Debt Advice Transformation Fund to help strengthen and innovate within England’s free-to-client debt advice sector. The fund aims to support projects that improve accessibility, sustainability, and effectiveness of debt advice services.

Grant amount: £25,000 – £100,000

Total fund: £750,000 (for 2025/26)

Deadline for applications: 14 November 2025 (12 noon)

Delivery timeframe: Projects must deliver outputs by March 2026

Who Can Apply?

The fund is open to larger debt advice organisations and membership bodies that support the free-to-client debt advice sector in England. Applicants can apply individually or as the lead in a consortium. Collaborative proposals are particularly encouraged where organisations work together to tackle shared challenges or test new models.

Eligible Projects

Funding is available for projects that drive innovation, discovery, or research to transform the way debt advice is delivered. Example activities include:

• Research into adviser or client needs
• Discovery or testing of new service delivery approaches
• Exploring shared infrastructure or partnership models
• Evidence gathering to inform future pilots or investment

Projects should focus on delivering practical, evidence-based outputs that contribute to the longer-term transformation of the sector, rather than business-as-usual activities or internal IT upgrades.

Fund Purpose

The Debt Advice Transformation Fund is part of MaPS’ ongoing commitment to improving the quality, sustainability, and accessibility of debt advice across England. By investing in innovation and research, MaPS aims to support the sector in adapting to changing needs and improving outcomes for clients.

How to Apply

Full guidance, eligibility information, and application materials are available on the Money and Pensions Service website.

© VCSE Network 2025 | Supporting innovation and impact across the voluntary sector